Let’s set up a hypothetical situation: I have a spouse, a family, and a job. I am reasonably well-compensated for my work. My small company gives me health insurance that meets my family’s needs at a price that fits our budget.
Obamacare goes into effect. My employer decides that he can no longer afford to offer health insurance to all his employees, so he cuts my hours. I no longer qualify as a full-time worker. As a necessary corollary, I no longer have my health insurance.
Exploring the Obamacare website (assuming I actually can access it), I find nothing that meets my needs or my budget, as I still make too much to qualify for a subsidy. This actually is a sop to my pride, as I would be mortified were I to ask my fellow tax-payers to pay for even part of my insurance.
But in order to get health insurance that I can afford–even with tax-payer assistance–I must cut my hours and my salary even more, and I must swallow my pride so that I can qualify for a subsidy for a plan that doesn’t really meet my needs but is all I can afford, even with assistance.
However this cut in hours and pay means that I have far less income to spend on anything other than the very basic necessities for my family–food, mortgage, school clothes for the kids, etc.) I’ll cut back cable TV and internet access, skip my morning stop at the local coffee shop, drop music lessons and after-school sports for the kids, back-burner plans for a Disney vacation (thank goodness we hadn’t mentioned it to the kids yet!), and hope that the grandparents can afford to come and visit us this year, instead of us traveling cross-country to visit them, as is our yearly habit.
Yes, as I look at it, there are lots of ways we can cut the budget to cover the income loss; it’ll be very tight, but I know we can make it. And we’re not the only family tightening our belts. Neighbors, colleagues, even family are all facing similar situations.
So what if the coffee shop goes out of business? They only employ six people–and they’ll probably qualify for unemployment. So what if the music teacher loses most of his students? That’s what welfare is for, right?
All this is doing is creating more dependency… not just those who need the subsidy for their required-by-law, law-of-the-land Obamacare coverage; but also for all those folks who are becoming the casualties of the all too predictable unintended consequences of a very, very bad piece of legislation.
Repeal it now.